If your the lender has started the repossession process in the local County Court,
they will ask the judge for a Possession Order (or Repossession Order) - the right to take your property, evict you and anyone
living there, and to sell the property to recover the mortgage and all costs involved in the repossession process.
A judge will usually grant a 28 day Possession Order. This means that you must pay your arrears or leave the property within 28 days
from the date of the County Court Judgement.
Sometimes a 28 day Possession Order can be suspended for up to 56 days pending a further Court Possession Hearing
Possession Order Facts
You will not be evicted forcibly at the end of the 28 days
Your lender must apply for a Bailiff's Warrant Eviction Order before you can be physically removed
If you do not pay your arrears or leave within 28 days your lender can apply for an eviction order without notice
Usually your lender will still inform you that you will be subject to a Bailiffs Warrant
You can still stop your eviction even at the end of the 28 day process
What Are My Options?
Pay off your arrears in full, negotiate a
repayment arrangement with your lender or sell your home to repay your debts.
You Can Stop Repossession Now
By any of the lenders listed below - Act now - Contact Us